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personal loans that are perfect for your needs
no-fuss and flexible


Why choose a FinChoice loan?

With FinChoice YOU choose the type of loan that best suits your needs, whether you're looking for a short term or a longer-term financial solution


Take control of your monthly cash flow!

  • Choose your KwikAdvance from R100 right up to R2 000!
  • The money will be in your bank account within 24 hours.
  • Pay it back on your payday!

  • Are a HomeChoice customer
  • Have an RSA ID number and live in South Africa
  • Have a South African bank account

no forms, no travel no fuss

Flexible short term finance.


Flexible long term financial solutions.


The ultimate in short-term finance.

no forms, no travel no fuss

Complete convenience
  • No forms, no travelling, no fuss
  • 10-minute phone application
  • Receive up to R25 000 in your account in 24 hours
  • Fixed monthly instalments, so no surprises.
Control and flexibility
  • Manage your loan account securely, anytime,
    anywhere on your cell phone.
  • View your loan account balance
  • Take out a new loan with KwikDraw® in only 2 minutes!
  • See how much you have available to KwikDraw™
  • Skip a payment with KwikSkip® when times are tough
Peace of mind
  • Finchoice Personal Protection Plan gives you peace of mind in the event of death or disability or retrenchment